One or some bad things may happen when you go on a trip. No one, even the most optimistic travelers, will find that every journey will be smooth sailing. Therefore, you have to be prepared for any possible mishaps that could happen while you are travelling. Here are some issues that prove why travel insurance is very important for every trip you take.
Loss and Burglary
Granted, you’re not going to lose your luggage every time you travel. But just in case the worst does happen and you lose your suitcase in transit, travel insurance will help you cover your loss. Depending on the travel insurance plan you purchase, it should give you enough to tide you over the duration of your trip.
Today, we are facing hard times. A lot of hard up people have turned to crime to survive. When you travel, thieves are common and completely inconspicuous when they need to be. It’s also hard to give chase when you are navigating unfamiliar terrain. Of course, one of the rules of traveling is to never put all your money in one place. If your wallet gets stolen, at least if you have your hidden stash in your luggage. If you lost both your wallet and luggage, at least you have travel insurance to fall back on.
Nobody wants to get in an accident while traveling. But if the worst case scenario does occur, it’s better to have a plan B, which is travel insurance. Medical expenses can be expensive, so you don’t know just how high hospital costs can go. When the accident happens in a non-English speaking country, the language barrier adds to the complication. At least with travel health insurance, you won’t have to worry about expenses because it will be coverage by your insurance plan.
Forces of Nature
No matter how long it has taken you to plan your long overdue vacation, there is room for negotiation when you have to face the forces of mother nature. Even the best laid plans can go awry with one storm or massive earthquake. Remember Frankenstorm? A lot of out-of-town trips were cancelled because of that superstorm. A lot of tourists were also stranded in Japan when a killer quake hit the country on March 11, 2011. This unplanned extension can stretch your budget to the limits so always be prepared plan B, C, and so on and so forth.
Delayed Flights and Cancelled Trips
Forces of nature is not the only thing that can cause delayed flights. Technical difficulties can also lead to unexpected overnights while the problem is being sorted out. When you’re on your way home, you’ll be almost broke from your journey and an extra night or day is something that you might not be able to afford, unless you have insurance. Make travel insurance your back up plan for unpredictable circumstances.