Life throws all kinds of surprises at us, so we need to be equipped to deal with these surprises in order to protect ourselves and our families. If you are not already convinced, here are the top eight reasons why you should ensure that you have appropriate health insurance:
Health insurance helps to ensure that you and your family are protected against the financial hardships that may result from health care expenses.
Without health insurance, you may not be able to afford medical care when you need it
People with health insurance are more likely to go to the hospital before their condition worsens and becomes more expensive to treat.
People with diabetes who do not have health insurance have a higher mortality rate than people who have diabetes and health insurance.
If large medical bills are not paid, the hospital can put a lien against your property.
You may have to seek are at county run hospitals. County run hospitals are often overcrowded and it may take hours, if not days to be seen.
Some colleges, universities, and international programs require proof of health insurance to be enrolled.
You may receive a high life insurance premium.
To conclude, purchasing adequate health insurance is something that is not a luxury but a necessity. It enables you to grow and develop your life, safe with the knowledge that should something happen to your health, you and your family can manage cope during what could be a difficult time.